Modernize Your Benefits Strategy
We help small businesses offer cost-effective, comprehensive benefits with simple administration and flexible coverage that meets the needs of today’s workforce.
Seamless coverage for W-2 employees and 1099 contractors
Flexible employer-paid, shared, and voluntary funding models with predictable costs
Programs We Offer
Elite Benefits Direct offers a full suite of employer-focused benefit solutions, including:
Traditional Group Health Insurance Plans
Comprehensive group medical plans designed to support full-time employees and organizational cost goals.
Individual Health Plans Compatible With ICHRAS
A flexible alternative to traditional group coverage. Ideal for employers offering ICHRA reimbursement models, giving employees the freedom to choose:
ACA-compliant major medical plans
HSA-qualified options
Alternative health plans
A smart approach for distributed, variable-hour, or cost-sensitive workforces.
Health Plans For Contractors And 1099 Workers
Flexible individual coverage options for those not eligible for group benefits.
Gig workers
Part-time staff
Independent contractors
This helps employers support their extended workforce without the cost and complexity of adding them to a group plan.
SIMERP (Self-Insured Medical Expense Reimbursement Plan)
A tax-advantaged strategy that helps employers lower premiums, reduce employee out-of-pocket costs, and enhance overall benefit value without increasing total spend.
Dental Insurance
Standalone or bundled dental options that support employee wellness.
Vision Insurance
Flexible vision plans that complement medical and dental offerings.
Accident Insurance
Cash benefits that help employees manage unexpected injury-related expenses.
Critical Illness Insurance
Financial protection for serious health conditions such as cancer, heart attack, or stroke.
Hospital Indemnity Coverage
Additional benefits that help offset costs associated with hospital stays.
Supplemental And Voluntary Benefits
Worksite and individual options that allow employees to customize their protection.
Employer-Paid And Employee-Paid Plan Structures
Flexible funding models designed to meet the needs of businesses of all sizes.
Talk to a Benefits Expert
Schedule a free consultation to find the right benefit solutions for your organization.